Portfolio Producer
Portfolio Producer™ is our powerful automated engine that enables you to efficiently price and prequalify portfolio loans based upon your specific program guidelines, while mitigating Fair Lending risk.
Comprehensive and Customized
Achieve more with competitive advantages created through the exclusive program offerings you construct.
Benefit from capabilities as unique as your product offerings, including:
- In-depth credit report reviews
- Consistent product and pricing results
- Efficient, thorough communication of underwriting criteria and findings
- Extensive loan file data checks
- Custom loan calculations that eliminate worksheets
- Access portfolio loan pricing from your LOS or mobile phone
Safety and Soundness
Ensuring best practices are constantly adhered to is essential. Our technology will help you:
- Mitigate Fair Lending risk by ensuring consistency in decisioning
- Document underwriting findings for audits, board reviews and regulatory submissions
- Improve underwriting turnaround times
- Deploy definitive loan analyses to eliminate inconsistency, increase transparency and efficiency
- Maintain a single system of record through integration with PointCentral®
Key Features
- Provides originators access to a personalized dashboard of the current day's rates right from their mobile device
- Allows each originator to save pre-configured, typical scenarios in their mobile devices to save time
- Performs in-house portfolio product and pricing searches
- Tracks and preserves every rate quote, lock request and findings report
- Sends rate lock requests at the click of a button
- Generates findings reports branded with your company logo
